I know most of you have received or are about to receive your tax refunds in the mail. But instead of racing down to the mall or wherever, here a 5 tips from Kiplinger on how to spend your tax refund.1. Build your emergency fund.
2. Pay down high-interest debt.
3. Rebuild your retirement savings.
4. Contribute to a 529 college-savings plan.
5. Open a Roth IRA for your kids.
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